It is important to request a copy of your credit report from all three credit reporting agencies each year.  Consumers are entitled to receive a free credit reports once a year from each of the major credit reporting agencies.  Because each report may contain different information, review all three carefully and respond in writing if you find errors.  The reports contain instruction on how to dispute any errors.

Listed below are the three credit reporting agencies and their contact information. You may request a free credit report from each of the agencies once a year for a total of three reports a year at annualcreditreport.com.

 

800-685-1111

P.O. Box 740241

Atlanta, GA 30374

 

888-397-3742 (888-EXPERIAN)

PO Box 2002

Allen, TX 75013

 

800-888-4213

P.O. Box 1000

Chester, PA 19022